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When should I start asset protection from the costs of nursing home care?

Many of my clients visit me at the time of retirement. Usually, this visit is to update their estate planning documents such as Powers of Attorney and their Last Wills & Testaments. Frequently, though, they also want to know whether they should begin asset protection in anticipation of needing ...

The role of a home health aide

METRO — Caregivers come from all walks of life. Doctors and nurses may be the frontline medical providers people encounter most frequently, but there are plenty of others who do their part to maintain the well-being of individuals, including home health aides. Home health aides, sometimes called personal care aides, are brought in to assist a person with activities of daily life. An HHA typically helps a person who may need some assistance with tasks they cannot perform due to illness or disability. HHAs may work in a person’s home, in a group home or in another care facility. ...

Covenant Cafe takes a trip to the Nature Park in July

PHOTOS PROVIDED Covenant Cafe left the confines of its usual meeting place to journey into Wayne Township’s Nature Park in July. The trip included a Scavenger Hunt in the Butterfly Garden, a presentation by Master Gardener Kathy Gillen about edible plants, a picnic and a walk through ...

Payable/Transfer on death accounts

Often, financial planners and financial institution representatives suggest that their account holders add a payable on death (POD) (term used for bank accounts) or transfer on death (TOD) (term used for securities) designation on accounts so that when the account holder dies, the account ...

Covenant Cafe hears about outdoor safety, participates in activities

PHOTOS PROVIDED In June, participants of Covenant Cafe took a trip to Riverview Park to enjoy a picnic. The day’s events included a drumming exercise with volunteer Kitty Oechler and an informational presentation by AmeriHealth representative David Bellomo. Bellomo spoke to the group ...