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Covenant Cafe enjoys Tai Chi, activity photo show

PHOTOS PROVIDED Covenant Cafe participants kept busy at its first April meeting through a variety of ways. The group enjoyed socializing and reminiscing on such things as their first car or first television and took part in seated Tai Chi, organized by volunteer Kitty Oechler. The group ...

How an Asset Protection Trust can protect your home and savings from nursing home costs

With the average cost of nursing home care exceeding $12,800.00 per month, families are concerned about how they will pay for that care. No one wants to be placed in a nursing facility, but the effects of dementia and Alzheimer’s disease can leave a family with no choice but to admit an aging spouse or parent to a nursing home. The average family does not have the resources to pay the monthly cost of nursing home care. Retirees’ typical monthly income does not even cover half of the $12,800 monthly charge. If a person with average retirement savings was to pay privately for their ...

Ode to Dad: The memories in worn footprints

(Editor’s Note: The Express is sharing this submission from a local reader and the memories of her father.) By DEBBIE CONFER Special to The Express As I look on the floor in front of that old porch swing, I reflect on the footprints worn into the carpet. Those worn through prints with ...

Should you use online will preparation services?

Online estate planning services have become part of our culture. Scores of estate planning websites populate the internet. They promote the benefits of online document drafting such as the low cost and the ease of preparation. Are these online services right for you? As an estate planner, I could easily dismiss online document drafting based upon my years of experience in complex estate planning that I know cannot be accomplished with online services. However, online estate planning services can be appropriate for the right consumer. Here is some guidance to determine if online estate ...

Covenant Cafe creates craft; hears presentation

PHOTOS PROVIDED Members of Covenant Cafe had the chance to enjoy a winter craft during its most recent meeting. The group, which meets in Covenant United Methodist Church, made a winter-themed creation using pine cones and other items during the session. They also heard a presentation from ...

How to start the conversation when it is your parents’ first health scare

A first health scare — a sudden hospitalization, fall, unexpected diagnosis or emergency room visit — often changes how families see the future. Even if your parent recovers quickly, the experience can raise new and uncomfortable questions for you. What if this happens again? Who would make the decisions? Are we legally prepared? From an estate planning perspective, a first health scare is often the ideal time to start the conversation and begin planning or become familiar with the planning your parents have already done. If your parents wait until a more serious health event ...